Why You Shouldn’t Cancel Your RV Insurance After Summer Ends in Anaheim, CA

As the summer season comes to an end, many RV owners will put their vehicles in storage and think about pausing their RV insurance. While this may seem like a good idea, it’s worth noting that, even while stored, your RV could still be exposed to various risks. Talk to your insurer today to explore how you may be able to adjust your RV insurance coverage to accommodate the change in your RV use.

Risks to Your RV While It’s Stored

Even if your RV is parked in a safe location, there may still be risks. Consider the following perils that could affect your RV while it’s stored:

• Theft or vandalism
• Fire-related damage
• Storm damage (including wind-blown debris or fallen branches)
• Rodent damage

Maintaining comprehensive coverage on your RV, even if your RV is parked, may help protect against these non-driving risks. Check with your insurer for details on your policy.

How Pausing Your Coverage May Cost More Later

When you don’t plan on using your RV for a period of time, such as through the fall or winter seasons, pausing your RV insurance may seem like a good way to save money. However, consider the following ways that pausing your coverage may end up costing you more:

• A gap in coverage could lead to higher premiums as you go to reinstate your policy.
• Lenders may require continuous coverage if you’ve financed your RV.
• Uninsured damage occurring during the off-season could lead to paying for repairs out of pocket.

Many insurers offer storage or lay-up options to RV insurance policies that may help you reduce costs while maintaining crucial coverage.

Contact Us

The end of summer may lead to winding down on your RV adventures, but you should consider adjusting your RV insurance coverage instead of pausing it completely. The team at Dalati Brothers Insurance Agency in Anaheim, CA can help review your policy options. Contact us today for a personalized quote or more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.